Rise and Shine Healthy Muffins

Ingredients

• 1 1/4 cup All-purpose white flour
• 2 tbsp Wheat germ, crude
• 1/4 cup packed Brown sugar
• 1/2 tsp Baking soda
• 1/2 tsp Baking powder
• 1 tsp Cinnamon
• 1 cup Rolled oats, dry
• 1/2 cup Raisins, seedless (sultana)
• 3 tbsp Vegetable oil
• 1 large Egg
• 3/4 cup Partly skimmed milk, 2% M.F.
• 4 medium Carrots