Cheesy Burrito Casserole Delight

Ingredients

• 1 pound (450 g) ground beef or turkey
• 1 medium onion, chopped
• 2 cloves garlic, minced
• 1 can (15 oz.) black beans, rinsed and drained (425 g)
• 1 cup (240 ml) salsa
• 1 teaspoon chili powder
• 1 teaspoon cumin
• Salt and pepper to taste
• 6-8 flour tortillas (8-inch diameter)
• 2 cups (240 g) shredded cheddar cheese
• 1 cup (240 ml) sour cream
• Fresh cilantro for garnish (optional)