Caramel Apple Panna Cotta

Ingredients

• 2 cups milk (whole, low-fat or nonfat)
• 1 cup heavy cream
• 1/2 cup granulated sugar
• 2 tsp vanilla extract
• 1/4 tsp salt
• 2 apples, peeled and diced (Granny Smith or other sweet-tart variety)
• 1/4 cup caramel sauce (store-bought or homemade)