Loaded Baked Potato Totchos

Ingredients

• 1 (28 ounce) pacakage tater tots or mini tater tots
• 8 ounces bacon, chopped
• 1/2 red onion, finely chopped
• 1 clove garlic, minced
• 1 teaspoon chili powder
• 1 (15 ounce) can black or pinto beans (or a mix of both), drained and rinsed
• 1 (14.5 ounce) can diced tomatoes, drained
• 1 cup queso (recipe below)
• 1 bunch scallions, chopped
• 1/4 cup cilantro, chopped
• Sour cream
• 2 tablespoons butter
• 2 tablespoons all-purpose flour
• 2 cups whole milk
• 1 cup shredded monterey jack cheese
• 1 cup shredded sharp cheddar cheese
• Kosher salt
• Freshly ground black pepper