Kraft Heinz Hot Cocoa Dip | Griffin's IGA

Ingredients

• 1 pkg. (3.9 oz.) JELL-O Chocolate Flavor Instant Pudding
• 1 tub (8 oz.) COOL WHIP Whipped Topping (about 3 cups), thawed, divided
• 1 cup milk
• 3 cups JET-PUFFED Miniature Marshmallows, divided
• 1 pkg. (8 oz.) PHILADELPHIA Cream Cheese, cubed, softened
• 1 pkg. (4 oz.) BAKER'S Semi-Sweet Chocolate, finely chopped, divided