Chocolate Banana Oatmeal Bake

Ingredients

• 1/2 cup oats
• 1/2 of a medium banana (3 oz. without peel.)
• 1/4 cup of fat free half & half
• 1 large whole egg
• 1 tsp. vanilla extract
• 1/8 tsp. salt
• 1/4 tsp. baking soda
• 1 Tbsp. vanilla protein powder
• 2 Tbsp. stevia or Splenda
• buttery cooking spray
• 1 Tbsp. no sugar added chocolate style chips - DIVIDED