In-A-Snap Taco Salad

Ingredients

• 1 tablespoon vegetable oil
• 1 pound ground sirloin beef
• 2/3 cup water
• 1 (1-ounce) package taco seasoning
• 1 (15-ounce) can black beans, drained and rinsed
• 1 head romaine lettuce, chopped
• 1 cup cheddar cheese, optional, shredded
• 1 cup cherry tomatoes, halved
• 1 avocado, diced
• 1/2 cup red onion, sliced
• 1/4 cup cilantro, chopped
• 3 limes, halved
• pickled sliced jalapeños, to taste
• sour cream, to taste
• tortilla chips, to taste