Crispy Bean Quesadillas - The Scramble

Ingredients

• 6 medium whole wheat or flour tortillas (use wheat/gluten-free (if needed), soft taco size)
• 15 oz. vegetarian refried beans (or use 1 1/2 home-made refried beans for every 15 oz. can) (see link below for homemade directions)
• 2 cups shredded Cheddar or Monterey jack cheese (you may not need it all)
• 1 1/2 cups total of one or more of the following: chopped fresh tomatoes
• 1 cup salsa (look for brands with no sugar added), (for serving (optional))
• 1 cup low fat sour cream or plain Greek yogurt (or use any variety) (for serving (optional))