Hot Bean and Cheese Dip

Ingredients

• 2 15.5-ounce cans refried beans
• 2 cups shredded cheddar cheese
• 2 cups shredded pepper jack cheese
• 1 tablespoon Italian seasoning
• 1 teaspoon onion powder
• 1 teaspoon garlic powder
• 2 tablespoons chopped fresh chives
• 1 tablespoon hot sauce (I like Cholula here)
• 2 cups plain Greek yogurt
• Kosher salt and black pepper
• 2 tablespoons fresh parsley, chopped
• 1/2 cup sliced black olives, optional
• 4 Roma tomatoes, seeded and chopped, optional
• 2 scallions, chopped white and green parts, optional
• Corn tortilla chips or pita chips, etc., to dip