Hearty Four Bean Fiesta Chili

Ingredients

• 1 can black beans, drained and rinsed
• 1 teaspoon ground cumin
• 1/2 teaspoon black pepper
• 2 tablespoons olive oil
• 1 can navy beans, drained and rinsed
• 1 can pinto beans, drained and rinsed
• 1/2 teaspoon salt
• 1 large onion, diced
• 1 tablespoon unsweetened cocoa powder
• 1 can tomato paste
• 1 can kidney beans, drained and rinsed
• 3 cups vegetable broth
• 1 can diced tomatoes, with juice
• 3 cloves garlic, minced
• 3 tablespoons chili powder