Ham Stew with Beef & Bacon (Rich Broth, No Cream)

Ingredients

• 4 strips bacon, cut into 1-inch pieces
• 1 pound boneless chuck, cut into 1-inch cubes
• 1 medium onion, chopped
• 2 cups apples, peeled and finely chopped
• 1 cup beef broth ((I like Better Than Bouillon beef base, 1 teaspoon + 1 cup water))
• 4 cups water
• 1 tablespoon Worcestershire sauce
• 1 tablespoon Kitchen Bouquet
• 1 large bay leaf
• 2 cups carrots, sliced into 1/2-inch pieces
• 1 cup ham, cut into 1-inch cubes
• 4 cups cabbage, coarsely chopped
• ¼ teaspoon freshly ground pepper