Cheesy beef and baked bean cottage pie

Ingredients

• 1 tablespoon light olive oil
• 1 onion, chopped
• 1 small carrot, chopped
• 2 teaspoon curry powder
• 2 teaspoon cumin seeds
• 500 gram beef mince
• 2 tablespoon worcestershire sauce
• 1 tablespoon flour
• 1/2 cup meat stock
• 425 gram can baked beans
• salt and milled pepper
• 3 cup mashed potato for topping