Cheesy Pepper Chive Muffins - Delicious Living

Ingredients

• 1 cup whole-wheat flour
• 1 cup all-purpose flour
• 3 teaspoons baking powder
• ¼ teaspoon salt
• Generous pinch of black pepper
• 1 cup milk
• 1 egg
• ½ cup chopped green onions or chives
• ½ cup minced red bell peppers
• 1 cup grated pepper jack cheese
• ¼ cup grated cheddar cheese, for topping