Taco Bell Beefy Melt Burrito in 30 Minutes - Just My Kitchen

Ingredients

• 1 lb lean ground beef (90% lean)
• 1/2 cup water
• 2 tbsp chili powder
• 1 tsp ground cumin
• 1 tsp garlic powder
• 1/2 tsp onion powder
• 1/2 tsp salt
• 1/4 tsp black pepper
• 1 tsp cornstarch
• 1 cup refried beans
• 2 cups cooked Mexican-style rice
• 1 1/2 cups shredded cheese (blend of Cheddar and Monterey Jack)
• 4 large (10-inch) flour tortillas
• 1 tbsp vegetable oil