Scalloped Potatoes from the Kitchen at Emory Cottage

Ingredients

• 1 pound baking potatoes (about two large)
• 2 tb butter
• 1 tb all-purpose flour
• 1 cup half-and half or milk
• 1/4 tsp salt (or slightly more seasoned salt)
• 1/4 tsp black pepper
• optional clove of garlic
• 2 oz by weight cheddar cheese, shredded *
• 1/2 cup thinly-slided onions