My Family's Favorite Bake Cheesy Beef Bomb Meatloaf

Ingredients

• 1 1/2 lbs ground beef (80/20 blend)
• 1 cup breadcrumbs
• 1/2 cup grated Parmesan cheese
• 1/2 cup milk
• 1 large egg, beaten
• 1 small onion, finely chopped
• 2 cloves garlic, minced
• 1 tsp salt
• 1/2 tsp black pepper
• 1 tsp dried oregano
• 1 tsp smoked paprika
• 1 cup shredded cheddar cheese
• 1/2 cup cream cheese, softened
• 1/4 cup ketchup
• 1 tbsp brown sugar