Texas Red Chili Cheese Bowls - Cache Valley Creamery

Ingredients

• 1 tbsp. vegetable oil
• 1 tbsp. chopped garlic
• ¼ cup chili powder
• 1 cup chopped onion, about 1 large
• 1 cup chopped green bell pepper, about 1 large
• 1 lb. lean ground beef
• 1½ tsp. each dried oregano and ground cumin
• 2 cans (15 oz.) black beans, rinsed and drained
• 1 can (15 oz.) diced fire-roasted tomatoes
• ½ cup water
• 1 bay leaf
• 1½ cups Cache Valley ® Shredded Cheddar and Monterey Jack Cheese