Layered Burrito Bake

Ingredients

• 1 pound extra-lean ground beef
• 1 each red pepper, large carrot and large onion, chopped
• 2 cup cloves garlic, minced
• 2 cans no-salt-added diced tomatoes, undrained
• 2 cup taco bell thick & chunky salsa
• 1 teaspoon ground cumin
• 1 cup frozen corn
• 6 flour tortillas , cut in half
• 1 can taco bell refried beans
• 1 kraft mexican style shredded four cheese with a touch of philadelphia