Beef And Bean Burritos (Easy Family Dinner)

Ingredients

• 1 tablespoon olive oil
• 1 medium yellow onion, finely diced
• 3 cloves garlic, minced
• 1 1/2 lb (680 g) lean ground beef
• 2 teaspoons chili powder
• 1 1/2 teaspoons ground cumin
• 1 teaspoon smoked paprika
• 1/2 teaspoon dried oregano
• 1 teaspoon kosher salt, plus more to taste
• 1/2 teaspoon black pepper
• 1 can (16 oz / 454 g) refried beans
• 3/4 cup (180 ml) red enchilada sauce or thick salsa
• 8 large burrito-size flour tortillas, 10 inches
• 2 cups (225 g) shredded cheddar or Monterey Jack cheese, divided
• 1/4 cup chopped fresh cilantro
• 1 lime, cut into wedges
• Sour cream, salsa, or hot sauce for serving, optional