Boston Cream Pie Baked Oatmeal

Ingredients

• 2 Tbsp. butter or coconut oil, melted
• 1/2 c. applesauce or yogurt
• 1/4 c. brown sugar
• 2 Tbsp. maple syrup
• 1 tsp. vanilla
• 2 eggs
• 1/2 tsp. baking powder
• 1/4 tsp. salt
• 1/2 c. flour (I used oat flour)
• 1 c. milk (can use dairy-free)
• 2 c. old-fashioned or rolled oats
• 1 pkg. vanilla or white chocolate instant pudding
• 2 c. milk (can use dairy-free)
• 4 oz. light cream cheese
• 2 Tbsp. butter
• 1/4 c. powdered sugar
• 2 Tbsp. milk or cream
• 1/3 c. dark chocolate chips, melted