Croque Monsieur - Click 'N Cook

Ingredients

• 3 tablespoons butter
• 3 tablespoons all purpose-flour
• 1 1/2 cups whole milk
• 1/2 teaspoon ground nutmeg
• salt and pepper to taste
• 8 slices white bread
• 8 tablespoons unsalted butter, room temperature
• 8 slices ham
• 1 cup shredded cheese