Moist Caramel Apple Cake

Ingredients

• 1 pkg. (2-layer size) yellow cake mix
• 1 pkg. (4-serving size) JELL-O Vanilla or French Vanilla Flavor Instant Pudding & Pie Filling
• 1 cup water
• 4 eggs
• 1/3 cup vegetable oil
• 3 Granny Smith apples, peeled, coarsely chopped
• 20 KRAFT Caramels, unwrapped
• 1/4 cup milk