Saddle Soup | Lazy Cooking

Ingredients

• 1/4 cup unsalted butter
• 1/4 cup all-purpose flour
• 2 1/2 cups whole milk
• kosher salt, to taste
• freshly ground pepper, to taste
• 1 pound lean ground beef
• 1 teaspoon garlic powder
• 1 yellow onion, finely chopped
• 4 small potatoes, chopped
• 1 red bell pepper, diced
• 1 teaspoon cumin
• 1/2 teaspoon cayenne, optional
• 1 (13.25-ounce) can whole corn kernels, rinsed and drained
• 1 (13.25-ounce) can black beans, rinsed and drained
• 1 (4-ounce) can green chiles
• 3 cups low-sodium chicken broth or beef broth
• 1 (16-ounce) package Velveeta®, cubed
• 1 cup sharp cheddar cheese, grated or shredded
• bacon bits, optional, to taste