North of the Border Veggie Chili - The Scramble

Ingredients

• 1 Tbsp. extra virgin olive oil
• 1 yellow onion (diced)
• 1 red bell pepper (diced)
• 2 carrots (sliced (and halved if they are large) (about 1 cup))
• 15 oz. canned red kidney beans (with their liquid, preferably without added sugar)
• 15 oz. canned black beans (reduced-salt, if possible, reduced salt, if possible, with their liquid)
• 1 cup mild salsa
• 28 oz. crushed tomatoes
• 1 Tbsp. chili powder (or more to taste)
• 1 1 1/2 cups corn kernels (fresh, frozen, or canned)
• 1 cup low fat plain sour cream or yogurt (for serving (optional))
• 1 cup shredded Cheddar cheese (for serving (optional))