Loaded Nachos

Ingredients

• 1 bag of tortilla chips
• 1 lb. of ground beef or turkey
• 1 can of black beans, drained and rinsed
• 1 cup of shredded cheddar cheese
• 1 cup of shredded mozzarella cheese
• 1 small onion, chopped
• 1 red bell pepper, chopped
• 1 jalapeño, seeded and diced
• 1 avocado
• 1/4 cup of fresh cilantro, chopped
• 1 lime, cut into wedges
• Salt
• pepper
• 3 ripe tomatoes, diced
• 1/2 small onion, chopped
• Juice of 1 lime