Southwestern Beans and Rice

Ingredients

• 1 cup Beans
• ¾ cup each sliced carrots and sliced celery
• ½ cup chopped onions
• 1 jalapeño pepper, minced
• 1 garlic clove, minced
• 1/8 teaspoon ground red pepper
• Ground black pepper to taste
• 1 cup diced cooked ham
• ½ cup each red and green peppers, cut in thin strips
• 2 teaspoons vegetable oil
• 3 cups hot cooked White Basmati Rice