Easy Walking Frito Pie (Fast Bag Dinner)

Ingredients

• 1 tablespoon olive oil
• 1 lb (450 g) ground beef
• 1 small yellow onion, finely chopped
• 2 cloves garlic, minced
• 2 tablespoons chili powder
• 1 teaspoon ground cumin
• 1/2 teaspoon smoked paprika
• 1/2 teaspoon kosher salt, plus more to taste
• 1/4 teaspoon black pepper
• 1 can (15 oz or 425 g) tomato sauce
• 1 can (14.5 oz or 411 g) diced tomatoes, drained
• 1 can (15 oz or 425 g) pinto beans, drained and rinsed
• 6 snack-size bags Fritos corn chips, 1-2 oz each
• 1 1/2 cups (170 g) shredded cheddar cheese
• 1/2 cup (120 g) sour cream
• 3 green onions, thinly sliced
• 1/4 cup pickled jalapeno slices
• 1/2 cup diced tomatoes or salsa, optional
• Chopped cilantro and lime wedges, optional