Nachos - Urban Vivant

Ingredients

• 1 lb ground chuck
• 1/2 white onion, chopped
• 2 t cumin
• 1 t chipotle chile powder
• 1 (15.5-oz) can pinto beans with jalepenos, drained
• 1 (15.5-oz) can black beans, drained
• 1 (16-oz) bag tortilla chips
• 1 (8-oz) package shredded monterrey jack cheese
• 1 (8-oz) package shredded sharp cheddar