Super Nachos

Ingredients

• 1 lb hamburger
• 1 onion chopped
• 1/2--1 tsp seasoned salt
• 1/2 tsp cumin
• 2 16 oz cans refried beans
• 1 pkg taco seasoning
• 2 cups monterey jack cheese shredded
• 1 can green chilies
• 1 cup cheddar cheese shredded
• 3/4 cup chunkey taco sauce
• tortilla chips
• GARNISH:
• guacamole
• sour cream
• green onions
• sliced olives