Enchilada Casserole - Michigan Country Lines Magazine

Ingredients

• 2 lbs. ground beef
• chopped onion
• salt and pepper to taste
• 1 package taco seasoning
• 1 can enchilada sauce (mild or spicy)
• 1 can water
• 1 can refried beans
• 1 c. cheddar cheese, shredded
• 1 c. mozzarella cheese, shredded
• 1 package flour tortillas
• optional: chopped green pepper
• optional: green onion
• optional: lettuce
• optional: tomatoes
• optional: sour cream