Mini Cottage Pies with Cheesy Mashed Potato Tops - My Home Made Recipe

Ingredients

• 2 lb (900 g) Yukon Gold potatoes, peeled and cut into chunks
• 4 tablespoons (56 g) unsalted butter
• 1/3 cup (80 ml) warm milk, plus more as needed
• 1/2 cup (55 g) shredded sharp cheddar cheese
• 1/2 teaspoon kosher salt, plus more for the water
• 1/4 teaspoon black pepper
• 1 tablespoon olive oil
• 1 medium yellow onion, finely diced
• 2 medium carrots, finely diced
• 1 1/4 lb (565 g) lean ground beef
• 3 cloves garlic, minced
• 1 teaspoon dried thyme
• 2 tablespoons tomato paste
• 2 tablespoons all-purpose flour
• 1 1/2 cups (360 ml) beef stock
• 1 tablespoon Worcestershire sauce
• 1 bay leaf
• 1 cup (140 g) frozen peas
• 3/4 teaspoon kosher salt, or to taste
• 1/2 teaspoon black pepper